We are pleased to welcome Kelly Toffey to our elite team of professionals.  Kelly is a thirty-year resident of the Treasure Coast, who began her career in real estate in the mid 80’s when she worked for the largest custom home builder in Saint Lucie county.  She has experienced the growth and changing climates of our area, and has seen almost every market condition imaginable.  Kelly’s career in the mortgage industry began in 2002, giving her a vast range of knowledge and experience originating mortgage loans.  She understands that each one of her clients has specific and unique needs and uses her experience to identify the loan product that best suits their situation.  Her number one goal is to deliver superior service and be certain that every client walks away with 100% customer satisfaction.  Kelly believes that excellent communication is the key to every successful relationship, and provides this with each transaction.

“Greetings friends and neighbors!  I am so pleased that you are here.  Allow me to assist with your pre-approval so that I may demonstrate the level of excellence you can expect throughout the entire loan process.  Buying a home is one of the single most thrilling adventures you will have in your lifetime, and should be a smooth, joy-filled time.  I will make this happen for you.  I take great pride in delivering world class service to both my referring realtors, and home-buyers.  I love what I do, and make myself available 24/7.  Give me a call… right now!”   772-233-8865

Kelly serves many types of buyers, from first-time homeowners, to the savvy buyer, to those who require creative financing.  She is well versed in Conventional, FHA, VA and USDA loan products, and takes great pride in assisting Veteran’s and their families achieve the dream of home ownership. 

When not working, Kelly enjoys spending time with her family and friends, working in her yard, attending outdoor festivals and concerts, and the company of her Scottish Terrier, Lucy.  Kelly’s other passion is creating stained glass windows which she teaches at the local community center.

So, if your desire is to work with someone with whom you can trust, depend on, is easily accessible, and has a genuine caring for your well-being, Kelly is the loan officer for you.  Give her a call today.  772-233-8865 

 “Choose a job you love, and you will never have to work a day in your life.” 

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Kelly Toffey

Mortgage Specialist

NMLS# 1287656


Cell: 772-233-8865

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